Consumer Loan Rates - First Service Federal Credit Union

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Consumer Loan Rates

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All loans on approved credit. Rates are for comparison only and may be withdrawn or changed at any time. Terms and rates may vary depending on credit conditions, model year and value of collateral. Please contact a Member Service Representative at (614) 836-0100 for current rate information and a payment comparison.

Models 2007& Newer . . . . . . . . . . . . . . New Autos over $30,000 . . . . . . . . . . . . . . 2005 - 2006 . . . . . . . . . . . . . . . . . . . . . . . 2003 - 2004 . . . . . . . . . . . . . . . . . . . . . . . 2002 & Older . . . . . . . . . . . . . . . . . . . . . . Drive a Great Deal from 2.99%! It's time to buy and get around at a low rate starting at 2.99% APR to 24 months; 3.99% APR to 36 months; and 4.99% for 60 months! For details call 614/836-0100 today! On approved credit with qualified collateral. No other discounts apply to these special rates. $50 processing fee or $25 processing fee with FirstChoice Checking Rewards. Other processing fees may occur for indirect lending programs. Rates vary with credit qualifications and collateral value. Terms are subject to change at any time.	*from 5.74% APR to 72 Months; 5.49% with checking** from 6.74% APR to 84 Months; 6.49%* with checking from 7.24% APR to 60 Months; 6.99%* with checking from 9.24% APR to 48 Months; 8.99%* with checking from 9.24% APR to 24 Months; 8.99%* with checking Switch & Save! Get around at a lower rate when you switch your auto loan from another lender and head to your credit union! Go Lower with up to 3% off your current rate, starting at 2.99% APR for 24 months; 3.99% APR for 36 months and 4.99% APR for 60 months. On approved credit with qualified collateral; no other discounts apply; $50 processing fee or $25 processing fee with FirstChoice Checking Rewards. BuyBack offer does not apply to autos already financed by First Service.
New Motorcycle as low as Used Motorcycle as low as	5.99% APR to 60 months (terms to 72 months also available) 5.99% APR for qualified collateral
New RV as low as New RV as low as Used RV as low as Boat loans as low as	7.24% APR to 84 months 7.49% APR to 120 months 7.74% APR to 84 months 5.99% APR to 60 months
Other Secured Computer Loans	10.49% APR to 48 months 9.99% APR to 36 months
Personal Loans Personal Credit Line as low as	Rates & Terms from 12 to 48 months 11.9% APR for lines over $3,000
Home Equity Line of Credit as low as	5.00% APR * Set Quarterly
Home Improvement as low as	10.24% APR to 60 months

All loans on approved credit and qualified collateral. Other rates and terms may be available. *Home Equity rate is a variable rate, set quarterly at .75% below the Prime Lending Rate as disclosed in the Wall Street Journal. Rate will not be less than 5% or exceed 18% or the maximum allowed by law. $5,000 minimum initial advance. Property insurance is required and must be paid by the borrower. $300 closing fees waived will be retroactive if line is closed within 24 months. Consult your tax advisor about the deductibility of home interest. Call 614/836-0100 for additional details. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Credit Act.

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