First Service Federal Credit Union, Columbus Ohio

 

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FAQ's

 

Checking

Building Your Financial Future with First Service

Checking
to Fit Your Lifestyle
Enjoy Checking plus e-Services and Cash Rewards
with a low $50 opening minimum

If you have questions about a compromised debit card, click
Debit Card Questions & Answers


Switch & Save!

It's Easy to Make the Switch . . just print, sign and mail!
We want your checking business! Once you have opened your First Service Checking Account, simply click on the "Switch to First Service" button above, enter your personal information and checking account number. Your information will pre-fill letters to move your checking account, change your direct deposit and transfer your automatic debits. Then you simply print, sign and mail!
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Four Checking Choices for your Convenience . . .

Free Prestige Checking
Basic Checking with e-Services
Prestige Checking offers all the basic checking and e-Services you need for everyday convenience with no monthly service fee.
No Minimum Balance
Unlimited Transactions
First 50 Checks Printed Free
Free BillPay
Free Online Access
Free e-Alerts
Free e-Statements
Overdraft Protection Available
Bonus* Dividends on Certificate Rates
Discount* Advantage on Auto Loans
All checking on approval; certificate bonus and loan discount apply to non-promotional rates.

FirstChoice Checking

Maximum Value Checking with Dividends and Cash Reward$
FirstChoice Checking offers maximum value checking with all the advantages of Prestige Checking plus we pay you Cash Reward$ on 10 or more signature based debit card transactions each month when you also use Free BillPay and Free e-Statements.

Dividends and Cash Rewards + Plus these additional benefits

Discounted loan processing fee of only $25 (a $25 value!)
First Mortgage loan application fee rebate of $50 (off standard fee)
One complimentary NSF fee monthly (a $30 value!)
Monthly Dividends
Free Check Printing
$2,500 Identity Theft Insurance
Remedy Check Protection®
$100,000 Common Carrier Insurance
Single Name Travelers Cheques
Saver's Club Discount
Travel & Shopping Discounts
Everyday Rewards Rebate (up to $40 annually)
Free BillPay
Free Online Access
Free e-Alerts
Free e-Statements
Overdraft Protection Available
Bonus* Dividends on Certificate Rates
Discount* Advantage on Auto Loans
All checking on approval; certificate bonus and loan discount apply to non-promotional rates.
. . . .All this value for only $5 per Month with unlimited transactions and no minimum balance requirement!

Starter Checking
Beginner Checking for Students and New Starters
First Service offers Prestige Checking services for a Student or First-Time Checking Account with a qualified sponsor (parent or guardian co-signer).
No Minimum Balance
Unlimited Transactions
ATM Withdrawal Services
Free e-Services
First Time Auto Loans available
All checking and loan products on approval; certificate bonus and loan discount apply to non-promotional rates.

Classic Checking
Basic Checking Re-establish Program only $10 Per Month
First Service offers Classic Checking for members who need to rebuild their checking history on a path to an improved financial lifestyle.
No Minimum Balance
Unlimited Transactions
ATM Withdrawal Services
Free e-Services
All checking on approval; certificate bonus and loan discount apply to non-promotional rates.

Free e-Alerts
Free e-Alerts will keep you advised of NSF activity, low balance remainders, advice of a cleared check, loan payment due dates and much more. To enroll for Free e-Alerts click on the FirstCU Online button above. You will find e-Alerts behind the "Other Options" tab.

Convenient CheckCard
You'll find many ways to enjoy the convenience of your CheckCard. Use it at ATMs, the gas pump, when paying for merchandise or dining out-anywhere credit cards are accepted. It looks like a credit card, but transactions are deducted directly from your First Service Checking Account and listed on your monthly statement.

With FirstChoice Checking, you will earn
Cash Reward$ on 10 or more signature-based CheckCard transactions each month when you also use Free BillPay and Free e-Statements!

For Overdraft Privilege Pay on your ATM and CheckCard transactions, you must provide First Service an Opt In. For details and to Opt In for Overdraft Privilege Pay call a Member Service Representative today at 614/836-0100.

e-Services at FirstCU Online
Electronic services that save you both time and money are free with your First Service Checking Account including Free BillPay, e-Services, e-Alerts, e-Check Images, and e-Statements. Why wait? Make your credit union your one-stop checking convenience.

To register for e-Services, Click on the FirstCU Online button above and go to the "History" tab to sign up for e-Statements with e-Check images and "Other" tab for e-Alerts. You can also sign up for BillPay at FirstCU Online.

FirstReserve

FirstReserve serves as a Personal Line of Credit, enabling you to write checks, make purchases, consolidate bills, or use as an emergency cash reserve for overdraft protection.
Need a FirstReserve Credit Line Increase?
Call Loan Services at 614-836-0100 or select Loans and apply now.

Direct Deposit
Have your paycheck deposited safely into your checking account! Click Direct Deposit to print a direct deposit form.

Reorder Personal Checks
Reorder your personal checks at FirstCU Online, by calling 614-836-0100 or stop by a branch location.

Checking for Less . . . Switch & Save!
 
CU Service Centers
Equal Housing Lender
National Credit Union Association
 
The First Service Federal Credit Union web site links to third-party web sites on the Internet. First Service Federal Credit Union provides links to these sites as a convenience to its members. The inclusion of a link does not constitute endorsement by First Service Federal Credit Union. The linked sites are not under control of First Service Federal Credit Union, thus First Service Federal Credit Union is not responsible for the availability or content of any linked site.