

Save to Win gives you the opportunity to win up to $5,000!
First Service had its first Save to Win $1,000 Central Prize Drawing winner, Karen M in 2025 and you could be our next!
Congratulations to all the First Service Winners!
Our most recent monthly and quarterly winners are listed under Events on the website home page. Our February $100 monthly winner was Jacqueline F.
Save to Win
is a new and fun way to save
with an account that is both exciting and rewarding!
Every $25 deposit you make into a Save to Win account earns an entry into the monthly and quarterly Central Prize Drawings to win up to $5,000 according to the Official Rules guidelines. In addition, First Service includes a Credit Union $100 monthly cash drawing and $250 quarterly cash drawing, exclusive to only our members.
build your savings, earn dividends, and earn chances to win cash prizes!
Save to Win is a special savings advantage that gives our members age 18 and over all the benefits of a savings account, plus the opportunity to win cash prizes! Even if you don't win cash, you win by developing positive financial behaviors that can help you achieve your larger financial goals.(Refer to Save to Win Official Rules available upon request for details.)
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The Smart Way to Save
Take the first step by opening a Save to Win account
For More Information
Ask a Member Service Representative for details or click on the "PERSONAL" tab above and go to Save to Win under Personal Savings.
OFFICIAL RULES ARE AVAILABLE UPON REQUEST
Officers, directors, official family and employees of First Service and their immediate family members (spouse or children) and other persons residing in the same household are not eligible to participate in Save to Win. Eligible members must open a qualifying Save to Win account during the Raffle Period, be at least 18 years of age, and maintain a regular membership Share Savings Account in good standing. Official Rules are available at any branch office upon request. Dividends are paid in accordance with earnings and determined by the Board of Directors for each dividend period.
Federally Insured by NCUA.
It Pays to Be a Member!
Celebrate spring with up to $1,000 extra CASH in your pocket when you refinance your current auto loan from another lender to First Service. Earn 2% cash back on the refinanced balance up to $1,000, pay no application fee, and enjoy ninety days before your first payment is due.
CASH for Your Car Loan
Receive $20 per $1,000 up to a maximum of $1,000 on the balance financed from another lender.
In Person at Any Branch Office
By Phone at 614-836-0100
All loans on approved credit with qualified collateral. Offer does not apply to loans already financed by First Service and any autos that previously received a cash incentive. Other rates and terms may also be available. Current rates, terms and offers are subject to change or withdrawal at any time. Rates may vary according to credit qualifications. No other discounts apply. Processing fee reduced from $174 to $149 with FirstChoice VIP Checking. Auto loan payment example for a loan of $20,149 including discounted processing fee, based on a credit score of 710 or higher with a fixed rate of 5.49% and term of 66 months, would have a 5.75 % APR and estimated monthly payments of $357.63 with total payments of $23,603.44. Interest will accrue during the 90 days of deferred payments. Deferred payments may not exceed 90 days. $5.00 minimum required to open a Membership Share Account with $25 minimum to open FirstChoice VIP Checking. Federally Insured by NCUA
STREAMLINE MORTGAGE LOAN
Imagine your budget with no mortgage payments in only 10 years!
With a low fixed rate of 4.875% and closing costs of only $349, why wait to refinance your mortgage? First Service is offering a 10-year term on Streamline Mortgages starting at $20,000 minimum up to $100,000 maximum. See the chart below for additional information and monthly payments to fit your budget.
|
IF YOU OWE: |
$50,000 |
$75,000 |
$100,000 |
|
RATE: |
4.875% |
4.875% |
4.875% |
|
APR: |
5.026% |
4.976% |
4.950% |
|
MONTHLY PAYMENT:(Principal & Interest Only) |
$527.28 |
$790.92 |
$1,054.56 |
|
CLOSING COSTS: |
$349.00 |
$349.00 |
$349.00 |
We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
FOR DETAILS CALL A FIRST SERVICE LENDING REPRESENTATIVE AT 614-836-0100 during regular business hours.
10-Year Streamline Mortgage: Credit approval required. Offer subject to change or termination at any time. No other discounts apply. Disclosed closing cost and calculated APR does not include prepaid interest. Owner occupied property. Minimum loan amount $20,000 with maximum loan amount $100,000. Loan to value no greater than 70%. Approximate payment includes principal and interest only; escrow servicing unavailable. Prepaid interest at the time of closing may change APR. Property insurance required. Federally Insured by NCUA.
NMLS #412995

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Trust & Will
Members get exclusive savings of 20% off any estate plan with Trust & Will. -
Turbo Tax
Get a bigger discount this tax season with savings up to 20% on Turbo Tax federal products. -
H&R Block
Members can save up to $25 on personal in-office tax prep at H&R Block. -
True Stage Home & Auto Insurance Program
Get exclusive member pricing and a FREE, no obligation quote by calling 800-789-6286. -
Rental Kharma
Build your credit history with rent and save up to 30% on Rental Kharma.
- Small Business Tax Prep – Savings of 20% on TurboTax and up to $50 on H&R Block to help small business owners simplify filing and maximize deductions.
- TurboTax Tax Calculator – A free tool to estimate tax refunds before filing.
- TurboTax “5 Days Early” Refund – Members may receive federal refunds up to 5 days early before IRS delivery.
CLICK HERE to find more information about how your First Service Federal Credit Union membership gets you these exclusive savings!
ONE STOP online CAR SHOP
for your auto shopping convenience
--Research, Finance and Buy Online--
It couldn't be easier!
Go to the website below for your next auto purchase AND GIVE IT A TRY:
firstcu.groovecar.com

Take Control of Your Cards with the 1stCU Visa App available at the App Store or Google Play to help keep your First Service VISA debit and credit cards safe. This free app provides you balance, transaction and payment features, along with a transaction notification for added security when your card is used. If your card is lost, stolen, or you suspect fraud, you should turn you card OFF in the app and call us immediately. Keep your cards and accounts safer with the free 1stCU Visa App!
Whether you enjoy a spring get-away close to home or miles away, make your plans early with a Spring Vacation Loan and put up to $2,500 extra in your wallet with 60 days to the first payment!
You can spread the cost of your vacation over 12 months with a total loan of $2,649 including a discounted loan processing fee, at a fixed rate of 8.24% and an APR of 17.80%, for fixed monthly payments of approximately $232.33 and total payments of $2,787.88. All loans on approved credit with a membership Share Savings Account.
We wish you the best vacation ever with a little help from your credit union!
Apply Online Anytime on this Page
Apply at any Branch
Apply by calling 614-836-0100
Redo, Renew, Refresh
WITH sPRING iMPROVEMENT pROJECTS
Imagine the Possibilities!
Whether you are adding a patio, landscaping, repairing a roof, or remodeling a kitchen, make your wish list and get your projects done with affordable terms at your credit union.
Make Your Home Projects a Reality
Borrow Up to $10,000 for Home Improvements
Repayment Terms Up to 10 Years
Low Fixed Rates from 8.99% with 9.39% APR
Affordable Fixed Monthly Payments
No Application Fee
For Home Improvement Loan details, go to the Lending tab above or contact a Home Loan Representative at 614-836-0100 for home loan assistance.
All loans on approved credit with qualified real estate and income verification. Property insurance must be maintained. We suggest you consult your tax advisor about the deductibility of home loan interest. PAYMENT EXAMPLE: based on a credit score of 680, a loan of $10,174 including the processing fee and repayment terms of 120 months, would have an approximate monthly payment of $129.34 and total payments of $15,519.11. We Do Business in Accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. NMLS#412995

