Win Up to $5,000 with save to win
Congratulations to Cathy F. Our first monthly Save to Win member winner!!
Open a Save to Win account and you could be our next winner with every $25 savings deposit you make.
It really is the smartest way to save!
Save to Win is a special savings advantage that gives you all the benefits of a savings account - plus the chance to win big! Every $25 that you save in a Save to Win account earns you an entry into the monthly and quarterly Central Prize Drawings to win prizes up to $5,000. In addition, First Service includes a $100 monthly cash drawing and $250 quarterly cash drawing for a total of $2,200 annual cash prizes exclusive to our credit union members. Refer to the Save to Win Official Rules for details.
Save to Win is a new way to save with an account that is both exciting and rewarding. You get to build your savings, earn dividends, and earn chances to win multiple cash prizes throughout the year. It's an account that rewards you just for saving! Even if you don't win prizes, you win by developing positive financial behaviors that can help you achieve your larger financial goals.
It's a Win-Win!
Take the first step toward your savings goals.
Open a Save to Win qualifying account during the Raffle Period from January 1st to December 31st of this year for contributing to this SPECIAL savings account to participate.
For More Information, Click on the "PERSONAL" tab above.
Go to SAVE TO WIN under PERSONAL SAVINGS
oFFICIAL RULES ARE AVAILABLE UPON REQUEST at all offices.
Take the first step toward your savings goals.
Open a Save to Win qualifying account during the Raffle Period from January 1st to December 31st of this year for contributing to this SPECIAL savings account to participate.
For More Information, Click on the "PERSONAL" tab above.
Go to SAVE TO WIN under PERSONAL SAVINGS
oFFICIAL RULES ARE AVAILABLE UPON REQUEST at all offices.
Officers, directors, official family and employees of First Service and their immediate family members (spouse or children) and other persons residing in the same household are not eligible to participate in Save to Win. Eligible members must open a qualifying Save to Win account during the Raffle Period, be at least 18 years of age, and maintain a regular membership Share Savings Account in good standing. Official Rules are available upon request. Dividends are paid in accordance with earnings and determined by the Board of Directors for each dividend period. Federally Insured by NCUA.
Up to $400 Extra Cash for you
EXTRA CASH FOR YOU
PLUS ONE CONVENIENT MONTHLY PAYMENT
Gather up the balances you owe with other lenders and put them together in a fixed rate Consolidation Loan with one convenient monthly payment. Take advantage of this special offer and start 2025 with up to $400 extra cash in your pocket when you transfer your balances from other lenders to First Service. Plus, receive 60 days to your first payment and a repayment term of 60 months!
Use the extra cash for anything you wish.
PLUS ONE CONVENIENT MONTHLY PAYMENT
Gather up the balances you owe with other lenders and put them together in a fixed rate Consolidation Loan with one convenient monthly payment. Take advantage of this special offer and start 2025 with up to $400 extra cash in your pocket when you transfer your balances from other lenders to First Service. Plus, receive 60 days to your first payment and a repayment term of 60 months!
Use the extra cash for anything you wish.
Consolidation Loan
- Receive 2% Cash Back Up to $400 on the balances financed from other lenders
- No application fee
- 60 Days to First Payment
- 60 month repayment term
- One Convenient Fixed Monthly Payment
- Discounted Processing Fee of $99 with FirstChoice VIP Checking
Why a Consolidation Loan? Fixed interest rates are generally lower than credit card rates and are normally paid off in less time, for a savings to you.
Why Wait? Put extra cash up to $400 in your pocket with this Consolidation Loan offer from your credit union.
Offer does not apply to loans already financed by First Service. This offer may be changed or discontinued at any time.
Other rates and terms may be available. Rate may vary according to credit qualification. No other discounts apply. $124 loan processing fee reduced to $99 with FirstChoice Checking. Loan payment example based on a credit score of 710 or higher: $10,099 loan including discounted processing fee with a fixed rate from 10.74% and term of 60 months, would have a 11.15% APR and monthly payments of approximately $220.24 with total payments of $13,214.01. Earn $20 per $1,000 cash back up to a maximum of $400 based on the balance financed at First Service. Interest will accrue during the 60 days of deferred payments. Deferred payments may not exceed 60 days. Share Savings Account with $5 minimum required for membership plus $25 minimum to open a checking account. Federally Insured by NCUA.
Up to $400 CASH BACK PLUS ONE CONVENIENT Monthly PAYMENT
eARN cash rewards WITH A VISA PLATINUM REWARDS CARD
EARN 2% CASH REWARDS or unlimited Points all year long with a first service visa platinum rewards card
Earn your choice of cash or points in 2025 for your everyday shopping to redeem for travel and merchandise with a VISA Platinum Rewards Card along with these additional benefits:
- NO ANNUAL FEE
- LOW INTRODUCTORY RATE
- EARN 2 POINTS FOR EVERY NET $1 SPENT
- NO CAPS OR LIMITS ON THE POINTS YOU CAN EARN
- FIVE YEARS TO REDEEM YOUR POINTS
- VISA E-STATEMENTS AVAILABLE
- ONLINE ACCOUNT ACCESS
SEE WHERE YOUR POINTS CAN TAKE YOU!
There's no limit on the points you can accumulate. Redeem points for your choice of travel or merchandise from the CU Rewards Mall(Opens in a new Window)
-----OR -----
Take advantage of the Points 2 Cash Program *
* Points 2 Cash: Earn 2% cash back rewards on purchases with a VISA Platinum Rewards Card. Minimum to receive reward is 5,000 points which would convert to $100 (2%) and can be deposited to a member's First Service Share Savings or Checking Account, or as a payment toward member's First Service VISA account. Receive 2 points for every $1 spent with First Service's VISA Platinum Rewards Card. 2% cash back rewards points can be redeemed in 5,000 increments once per month (12 times per year). Account must be in good standing at time of payout. Cash back offer subject to change without notice.
FirstCU Online Users
You will find a Credit Card tab conveniently located in FirstCU Online for transaction information, rewards points and the Rewards Shopping Mall.
ENterprise Car Sales - Browse Available inventory
Love My credit union Rewards with tax prep offers
Members can save everyday on a variety of products and services with Love My Credit Union Rewards. Your First Service membership saves you money through exclusive member-only offers such as:
- Saving on Turbo Tax and H&R Block tax assistance
- Savings on mobile offerings with Spectrum and Xfinity
- Savings on home security, travel, entertainment, amusement parks and much more
- Find more savings when you click the link below to Love My Credit Union Rewards
NEW for 2025: Love My Credit Union offers tax discounts for 2025 up to 20% on Turbo Tax online federal tax products and up to $25 off H & R Block professional tax preparation. Click the link below for more information. It pays to be a First Service member!
Refi to a low fixed rate to be mortgage free in only 10 Years
why wait? this is YOUR opportunity TO be mortgage free in only 10 years with a low fixed rate!
- low fixed rate 4.875%
- only $349 closing costs
- no application fee
- Fixed monthly payment to fit your budget
let's get started. Financing is now available for balances from $20,000 to $100,000. see the chart below for additional information.
|
If You Owe: |
$50,000 |
$75,000 |
$100,000 |
|
Rate: |
4.875% |
4.875% |
4.875% |
|
APR: |
5.026% |
4.976% |
4.950% |
|
Monthly Payment: (Principal & Interest Only) |
$527.28 |
$790.92 |
$1,054.56 |
|
Closing Costs: |
$349.00 |
$349.00 |
$349.00 |
we make it easy!
Apply now at any office or online at www.firstcu.com
speak with a Lending Specialist at 614-836-0100 for Details
Equal Opportunity Lender
We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act NMLS#412995
10-Year Streamline Mortgage: All loans on approved credit with qualified property. Offer subject to change or termination at any time. No other discounts apply. Disclosed closing cost and calculated APR does not include prepaid interest. Owner occupied property. Minimum loan amount $20,000 and maximum loan amount $100,000. Loan to value no greater than 70%. Approximate payment includes principal and interest only. Escrow servicing unavailable. Prepaid interest at the time of closing may change APR. Property insurance required. Share Savings Account with $5 minimum balance required for membership. Federally Insured by NCUA.
Discounts on Auto Insurance - Get your Quote Today
Get your free quote for auto insurance from Leavitt Group Midwest—Smith, Molino & Sichko . Mention you are a First Service member to receive a special discounted rate.
Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.
TAX TIME Tips
TAX TIME LOANS NOW AVAILABLE
Tax time is just around the corner and First Service can lend a helping hand with your tax payment. Lets get started!
TAX TIME LOAN
- UP TO $2,500 AVAILABLE
- No Application fee
- Fixed Rate 8.74%
- 15.90% APR
- 12 month payment term
- Fixed monthly payments
- $99 Discounted Processing Fee with first service checking
---Find CheckingPLUS details in the Personal tAB abovE---
All loans on approved credit. Terms may be changed or withdrawn at any time. Payment example based on a 710 credit score or higher: a $2,599 loan including the discounted processing fee at a rate of 8.74% with a 12 month payment term would have a 15.90% APR and monthly payments of approximately $219.08 with total payments of $2,628.88. Share Savings Account with $5 minimum balance required for membership and $25 minimum to open a checking account. Federally Insured by NCUA.
TAX TIME TIPS
* It's Quick and Easy to apply for a Tax Time Loan. Simply click on "Apply for a Loan" on this page to get started. There is no application fee to apply.
* An assortment of free Financial Calculators for taxes and other financial applications throughout the year are available to you in "Stay Connected" above under "Everyday Resources".
* Member-only Discounts for Turbo Tax and H&R Block can be found in the "Love My Credit Union" article above at the LMCU website.
* Income Tax Basics and other free tax information is available in articles at the Financial Wellness Center under "Stay Connected" above in "Everyday Resources".
To Help Your business grow in 2025
Grow your business in 2025 at First Service with business checking, business processing services to increase your sales volume, and business loans including real estate transactions.
We’ve got you covered!
Are you struggling to get support for your merchant processing device or account? Do you have questions that need answers? Our knowledgeable merchant services support team provides quick and personalized assistance to help with equipment, account, reporting, transaction, and funding questions.
Have questions? Sign Up Today!
For more information contact merchantservices@firstcu.com or call Noah Snyder, Branch Operations Manager, at (614) 920-6306.
information to help you STAY safe!
BE SAFE
First Service urges all members to ignore phone, text or internet requests for money or access to their computer or accounts. Legitimate companies won’t make these requests, but scammers will. Please contact the credit union at our listed number 614-836-0100 or long distance at (1) 800-241-4575 if you have questions about your account. If we contact you, we will never ask for your account number or social security number, we have that information on file.
By going to Account & Fraud found in Everyday Resources under the Stay Connected menu above, you will find current scams to be aware of, as well as tips to help keep your accounts safe. If you suspect fraud on your account from an unknown transaction or are uncomfortable with a call, text or email you have received, please report it immediately to First Service at 614-836-0100 locally or (1) 800-241-4575 if you are out of this area. Help us reduce your risk by following the tips provided.
SCAM ALERT - DO NOT GIVE YOUR ACCOUNT NUMBER
Any time that you are contacted by someone that states they are from First Service, or our security team, and they ask for your account number, it is a
SCAM and FRAUD. Don't respond, simply hang up!
If a Credit Union employee or our security contacts you, we will already have your account number and your full social security number – it is all part of the information we have on file.
Spoofed Calls - DO NOT HIT REDIAL
If you receive a call and anyone asks for your account number, password, or social security number, hang up immediately and contact us by dialing (614)836-0100 or toll free (800) 241-4575 if you are out of the local area. Do Not Hit Redial. If our number has been “spoofed” and you hit Redial, you will get the fraudsters back on your phone. The "spoofed" call may appear to be from one of our phone numbers, but it is actually fraud. Remember, we already have your account number and will not ask you for that information.
TAKE CONTROL OF YOUR VISA CREDIT AND DEBIT CARDS
For added safety of your First Service debit and credit cards, we encourage you to download the free 1stCU VISA App at the App Store and Google Play. The app provides balance and payment information, along with transaction notifications when your credit or debit card is used. This gives you added protection to turn your card off in the VISA App if you suspect fraudulent activity or if your card is lost or stolen. This app is a valuable fraud prevention tool that is provided free to you.
