college kids group photo

Special Offers


Congratulations to Cathy F. Our first monthly Save to Win member winner!!

Open a Save to Win account and you could be our next winner with every $25 savings deposit you make.
It really is the smartest way to save!   

Save to Win 
is a special savings advantage that gives you all the benefits of a savings account - plus the chance to win big! Every $25 that you save in a Save to Win account earns you an entry into the monthly and quarterly Central Prize Drawings to win prizes up to $5,000.  In addition, First Service includes a $100 monthly cash drawing and $250 quarterly cash drawing for a total of $2,200 annual cash prizes exclusive to our credit union members.   Refer to the Save to Win Official Rules for details.
 
Save to Win is a new way to save with an account that is both exciting and rewarding.  You get to build your savings, earn dividends, and earn chances to win multiple cash prizes throughout the year.  It's an account that rewards you just for saving! Even if you don't win prizes, you win by developing positive financial behaviors that can help you achieve your larger financial goals. 
 
It's a Win-Win!
Take the first step toward your savings goals.

Open a Save to Win qualifying account during the Raffle Period from January 1st to December 31st of this year for contributing to this SPECIAL savings account to participate.

For More Information, Click on the "PERSONAL" tab above. 
Go to SAVE TO WIN under PERSONAL SAVINGS
oFFICIAL RULES ARE AVAILABLE UPON REQUEST at all offices.
Officers, directors, official family and employees of First Service and their immediate family members (spouse or children) and other persons residing in the same household are not eligible to participate in Save to Win. Eligible members must open a qualifying Save to Win account during the Raffle Period, be at least 18 years of age, and maintain a regular membership Share Savings Account in good standing. Official Rules are available upon request. Dividends are paid in accordance with earnings and determined by the Board of Directors for each dividend period.  Federally Insured by NCUA.

DRIVE INTO SPRING AUTO SAVINGS!

Drive into spring with up to $1,000 in your wallet when you refinance your current auto loan from another lender to First Service plus enjoy the added benefit of 90 days to your first payment 

2% Cash Back up to a maximum of $1,000

Easy to Budget Fixed Monthly Payments

Fixed Rate 5.99%  •  6.17% APR

Repayment Terms to 66 Months

90 Days to First Payment

Discounted Processing Fee of $99 with FirstChoice VIP Checking

                     Apply Anytime Online
                     
on this page in the right column

                 In Person at Any Branch Office
                    By Phone at 614-836-0100

All loans on approved credit with qualified collateral. Offer does not apply to loans already financed by First Service. Other rates and terms may also be available. Current rates, terms and offers are subject to change or withdrawal at any time.   Rates may vary according to credit qualifications.  No other discounts apply.  $124 loan processing fee reduced to $99 with FirstChoice VIP Checking. Auto loan payment example for a loan of $20,099 including discounted processing fee, based on a credit score of 710 or higher with a fixed rate of 5.99% and term of 66 months, would have a 6.17 % APR and monthly payments of $361.76 with total payments of $23,876.00.   Earn $20 per $1,000 cash back up to a maximum of $1,000.00 on the balance financed. Interest will accrue during the 90 days of deferred payments. Deferred payments may not exceed 90 days.  $5.00 minimum required to open a Membership Share Account with $25 minimum to open FirstChoice VIP Checking. Federally Insured by NCUA

 

drive into spring with up to $1,000 extra in your wallet!

EARN 2% CASH REWARDS or unlimited Points for your  spring shopping with a first service visa platinum rewards card  

Earn your choice of CASH Rewards for your everyday shopping or POINTS to redeem for travel and merchandise with a VISA Platinum Rewards Card along with these additional benefits:

  • NO ANNUAL FEE
  • LOW INTRODUCTORY RATE
  • EARN 2 POINTS FOR EVERY NET $1 SPENT
  • NO CAPS OR LIMITS ON THE POINTS YOU CAN EARN
  • FIVE YEARS TO REDEEM YOUR POINTS
  • VISA E-STATEMENTS AVAILABLE
  • ONLINE ACCOUNT ACCESS


SEE WHERE YOUR POINTS CAN TAKE YOU!

There's no limit on the points you can accumulate.  Redeem points for your choice of travel or merchandise from the CU Rewards Mall(Opens in a new Window)
-----OR -----
Take advantage of the Points 2 Cash Program *

* Points 2 Cash:  Earn 2% cash back rewards on purchases with a VISA Platinum Rewards Card. Minimum to receive reward is 5,000 points which would convert to $100 (2%) and can be deposited to a member's First Service Share Savings or Checking Account, or as a payment toward member's First Service VISA account. Receive 2 points for every $1 spent with First Service's VISA Platinum Rewards Card. 2% cash back rewards points can be redeemed in 5,000 increments once per month (12 times per year). Account must be in good standing at time of payout. Cash back offer subject to change without notice.

FirstCU Online Users 
You will find a Credit Card tab conveniently located in FirstCU Online for transaction information, rewards points and the Rewards Shopping Mall. 
infographic for enterprise car sales. Click photo to view inventory
love my credit union rewards logo. Couple looking at phone together.

Members can save everyday on a variety of products and services with Love My Credit Union Rewards. Your First Service membership saves you money through exclusive member-only offers such as:
  • Saving on Turbo Tax and H&R Block tax assistance
  • Savings on mobile offerings with Spectrum and Xfinity
  • Savings on home security, travel, entertainment, amusement parks and much more
  • Find more savings when you click the link below to Love My Credit Union Rewards
NEW for 2025:  Love My Credit Union offers tax discounts for 2025 up to 20% on Turbo Tax online federal tax products and up to $25 off H & R Block professional tax preparation.  Click the link below for more information. It pays to be a First Service member! 

*SPRING SPECIAL*
this is YOUR opportunity TO be mortgage free in JUST 10 years with a low fixed rate OF ONLY 4.875%!
  • Only $349 closing costs 
  • low fixed rate 4.875% 
  • no application fee
  • Fixed monthly payment to fit your budget 
why wait?
let's get started with financing now available for balances from $20,000 to $100,000. see the chart below for additional information.
 

If You Owe:

$50,000

$75,000

$100,000

Rate:

4.875%

4.875%

4.875%

APR:

5.026%

4.976%

4.950%

Monthly Payment: (Principal & Interest Only)

$527.28

$790.92

$1,054.56

Closing Costs:

$349.00

$349.00

$349.00

 
we make it easy!
Apply now at any office or online at www.firstcu.com 
speak with a Lending Specialist at 614-836-0100 for Details 
Equal Opportunity Lender 
     We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act NMLS#412995
 

10-Year Streamline Mortgage: All loans on approved credit with qualified property. Offer subject to change or termination at any time. No other discounts apply. Disclosed closing cost and calculated APR does not include prepaid interest. Owner occupied property.  Minimum loan amount $20,000 and maximum loan amount $100,000. Loan to value no greater than 70%. Approximate payment includes principal and interest only.  Escrow servicing unavailable. Prepaid interest at the time of closing may change APR. Property insurance required.  Share Savings Account with $5 minimum balance required for membership. Federally Insured by NCUA. 

Leavitt Group logo Nationwide is on your side logo

Get your free quote for auto insurance from Leavitt Group Midwest—Smith, Molino & Sichko .  Mention you are a First Service member to receive a special discounted rate. 


Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.

Step Up to a First Service VISA®   with several VISA card options for your everyday purchasing at a 3.99% APR Introductory Rate along with 1% cash back up to $250 for balances transferred from other lenders as a thank you for opening your VISA card account with First Service*.

In addition to the low introductory rate, you’ll enjoy:

PNo Balance Transfer Fee for the first three billing cycles after opening

  PNo Annual Card Fee  

PNo Application Fee

Simply transfer your higher rate credit card balances to your new First Service VISA and pay down the balances even faster with a LOW INTRODUCTORY 3.99% APR for the first 12 billing cycles on purchases, balance transfers and cash advances.  After the first 12 billing cycles from the time your VISA account is open, your balance will revert to a variable rate, currently 12.24% to 17.99% APR. 


Find card options and additional card information under the Lending tab above. 

*All loans on approved credit with a minimum $5 membership Share Savings Account required. Rates may vary based on your credit criteria. APR is variable and subject to change on the first day of the billing cycle quarterly to reflect any change in the Index and determined by the Prime Rate on the first day of each quarter as published in the Wall Street Journal "Money Rates" table to which we add a margin. Current rates are between 12.24% APR and 17.99% APR based on creditworthiness. The APR will not be greater than 18.00%. Cash back of $10 per $1,000 is paid up to $250 on balances transferred from other lenders. Offer does not apply to loans already financed by First Service. This introductory rate may be changed or withdrawn at any time. Introductory rate not available on VISA Platinum Secured card. We may end your Introductory APR and apply the prevailing non-introductory APR if you are 60 days late in making a payment. 

Grow your business with First Service and get $250 if we cannot match or beat your current card processing rate!*    

WHY SWITCH?

Lower Fees and Faster Payment
No application or setup fees
No termination fees
Cash discount and surcharge programs available
Next day funding

Variety of Solutions to Improve your Business Operations
Mobile, terminal, tablet, and POS options
Wireless, 4G/LTE, hotspot
Real-time online reporting
Manage inventory, menus, and employee logins
Availability varies based on solution and individual merchant review and consultation. 

For more information contact merchantservices@firstcu.com or call Noah Snyder, Branch Operations Manager, at (614) 920-6306.

GET YOUR FREE QUOTE TODAY!

*Terms & Conditions: Some restrictions and limitations may apply.  Merchant must process a minimum of $6,500 in monthly credit card sales.  Merchants running a surcharge, cash discount, or buyers' choice program do not qualify for the promotion.  Merchants who are based outside the United States or who have current pricing below standard card organization fees do not qualify.  Merchant must provide two months of their most recent statements from their processor.  Merchant processing cost comparison is based on all merchant services processing charges shown on the most recent processor merchant statement, excluding 3rd party fees and equipment costs. The $250 will be issued as an ACH credit.  Limit one credit per merchant, regardless of the number of business locations.  Please allow 6 to 8 weeks for the credit to apply.
Promotion runs until June 30th, 2025.


 

We’re excited to introduce a new partnership at First Service with Seth Currens, a financial advisor affiliated with LPL Financial, offering you access to a broader range of investment options tailored to your unique goals. As an LPL-affiliated advisor, Seth delivers innovative strategies backed by industry-leading research and technology providing personalized guidance through every stage of your financial journey. Whether you're just starting your career, changing jobs or planning for retirement, Seth and the team at LPL are here to help you navigate life’s financial decisions with confidence. Partner with Seth to build a customized financial strategy that supports your goals and aspirations. Let’s navigate your financial future, together. 

Contact Seth Currens at 614/697-3779

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First Service is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using LPL Financial and may also be employees of First Service. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First Service. Securities and insurance offered through LPL or its affiliates are: Not Insured by NCUA or Any Other Government Agency; Not Credit Union Deposits or Obligations; Not Credit Union Guaranteed and May Lose Value. 


 

Young couple looking at documents
Checking Plus

Lower your bills with Checking Plus!